Commonly Asked Questions About Wrongful Death Lawsuits
When you lose a loved one as a result of the negligence of another individual's or company, it can be one of the most trying and traumatic experiences you can endure. After suffering this type of a loss, individuals will often want to seek out justice against the people responsible for the death. While this is an understandable impulse, it is important to have a thorough understanding of your rights as a wrongful death claimant so that you avoid weakening or otherwise compromising your ability to take legal action:
Will A Wrongful Death Lawsuit Prevent You From Collecting On A Life Insurance Policy?
It is often assumed that filing a wrongful death lawsuit will interfere with your ability to file a life insurance claim. Considering the sizable benefits that may be involved with a life insurance claim, it is understandable for individuals to be concerned about interfering with this policy. However, pursuing a wrongful death lawsuit should not interfere with your ability to file the life insurance claim. In instances where the insurance company attempts to skirt their responsibility to pay for a wrongful death, your attorney may be able to compel a reasonable settlement by filing a lawsuit against the insurer.
What If You Accepted A Settlement Offer From The Party Responsible For The Death?
After the death occurs, the insurance representative for the other party may attempt to get you to accept a settlement for the damages. While it can be easy to assume these offers are made in good faith, it is a reality that insurance companies have a powerful profit motive. This can result in these settlement offers failing to represent the full value of the damages that were suffered. Prior to agreeing to the terms of a settlement, you should have a wrongful death attorney review the terms as they will help you to evaluate its merits. Once this type of offer is accepted, your ability to take legal action will be greatly compromised.
Are There Any Steps You Should Take To Prepare For Your Meeting With A Wrongful Death Lawyer?
Prior to meeting with an attorney to discuss the merits of your wrongful death claim, you will want to gather any documents relating to the accident. This will include accident reports, insurance communications and any photographic evidence that you may have. Without this information, your attorney will have a more difficult time providing you with advice that is tailored to your particular situation.
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